We create and implement plans with purpose, beginning with the end in mind and using customized solutions to meet our clients’ goals and objectives. Our process generates a financial roadmap for our clients that brings simplicity to their lives and provides clarity around the decisions they make.

Lifetime Planning

Have you reached financial security? If so, are you making the most of it? Our clients are often very successful with business planning, but neglect to plan for their personal situation. We help our clients to identify their personal and family goals and to build a plan that will fulfill on those goals. This can produce significant peace of mind, as well as clarity around financial decisions they are considering, such as:

  • How can I support my favorite charity while also taking care of myself and my family?
  • What is the best way for me to support my grandchildren?
  • What does my financial future look like if I decide to take a big trip around the world?

With a clear view of their personal financial outlook, our clients are able to confidently make big decisions for themselves, their families, and the issues they care about most

Investment Management

Today’s global economy can make investing an intimidating and confusing process, one that requires a significant amount of time, knowledge, and resources. Our approach cuts through the complexity, identifying a purpose for every asset and developing a coordinated strategy that ties directly to a client’s lifetime goals. Three core principles guide the strategies that we build:

  • Long-term goals and short-term goals require different strategies, and investing without a goal in mind is a losing approach
  • Investors should always know why they own particular assets and how these investments fit into their overall plan
  • Minimizing investment cost is crucial for long-term success

As an independent Registered Investment Advisor, we sit on the same side of the table as you, providing objective advice based on what we would do for ourselves in your situation. This purposeful, team-oriented approach to investing is essential to a winning investment strategy.

Estate Planning

You’ve been successful in your life, but before you move on, you need a plan for the wealth you’ve built; you can’t take your money with you. We’ve found that successful estate planning is just as much about how it is done as what is done (e.g. tax planning, asset shifting, asset protection). We have years of experience in guiding clients through these important conversations and providing answers to questions like:

  • Is the plan I have the plan I want? Are the strategies I have in place certain to lead to my desired outcomes for family or charity?
  • Are my plans flexible enough to accommodate for unforeseen circumstances? Is there a better approach I can take?
  • Are all parties involved on the same page? Is someone responsible for coordinating the implementation among all of your advisors?

We also have access to some of the best resources available. If life insurance can be leveraged to accomplish your objectives, we have offer some of the most competitive products in the industry and the know-how to make sure it is properly incorporated into your overall plan.

Business Planning

We have significant experience working with business owners to help their businesses flourish and to answer the question: Am I taking full advantage of the business I’ve built?  We help to set up both the business and the owner for future success, utilizing executive benefit planning and putting in place protections against unforeseen circumstances. Our goal is to make sure it’s all coordinated with an owner’s personal planning. We also support owners in successfully passing a business from one generation to the next, facilitating the right conversations and providing the right tools for an optimal transition.

Through our networks, we have access to extensive resources and expertise in the area of Retirement Plan services (e.g. benchmarking analysis, open architecture plan analysis and design, investment due diligence, comprehensive employee communications, employee education strategies, and fiduciary oversight).